When I attended Seminary our professor of Theology assigned as part of our reading ‘Letters From A Birmingham Jail’ by Dr. Martin Luther King, Jr..   For some inexplicable reason I have been pondering the power and passion of those letters forged upon the anvil of oppression and shaped by the weighty hammer “Why We Can’t Wait.” Indeed, I cannot merely intellectualize the topic of Diversity.  For to do so would be a tawdry deconstruction of a

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As I travel the country speaking and connecting with a variety of groups, teams and organizations, I cannot help but wonder if we are truly headed towards a color-blind society. Racism is certainly not as omnipresent as it once was in the segregated South but I often wonder how far we really have come as a country. In so many ways, I am lucky because I get to tell my story and provide an insiders

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Many people struggle relating to and or connecting with others who do not look like them or share similar experiences and backgrounds. In the 21st century, the ability to communicate and work with people from different racial and ethnic groups will be as essential as computer skills. The United States is already one of the most diverse societies in the world. America is more diverse now than at any other point our history. Our children

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Dear Fortune 1000 CEO- Do you have an idea on how to improve cultural diversity here at the office? Congratulations! You are just like everyone else in line with you at Starbuck’s. Great ideas alone do not create a culturally diverse community at work. I have several hundred ideas a month on what we might do. Soy latte please! In the “new now”, cultural diversity is all the rage amongst your peers. I find that

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I start my seminars on Finance & Accounting Made Simple with a few questions to attendees. They all have to do with so called “myths” about accounting. I try and determine what the audiences believe about accounting. One of the questions is whether they feel accounting is complicated and/or difficult to learn. Most allow that it is complicated as in their minds it ivolves lots of complicated mathmetical theories and formulae. This is not to

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What a week for the stock market ending August 5, 2011.   Obviously, the short-term direction of the market is DOWN! The 20 day moving average of the S&P 500 stock index has busted-through its 50 day moving average.  The longer-term direction is a weakly UP.  If the 50 day moving average goes through its 200 day moving average, then the longer-term direction will be down.  It is now very close to doing this.  If

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For those retired or nearing retirement and concerned about how to retain purchasing power and preserve their wealth and lifestyle during inflationary cycles, there are prudent portfolio strategies to consider during what is often known as the “distribution phase”. Now is the time to think about the impact inflation might have on your retirement income plan. These 6 strategies can help to build a comfortable retirement in the wake of today’s volatile business, investment and

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A comprehensive retirement income strategy will help protect your investments from inflationary pressures.  This is because Inflation impacts nearly all retirement-based investing vehicles. Consider this high-level view of some of those most common: 1.  Cash, money market, savings and checking accounts. These instruments are not going to keep up with inflation and taxes, but they are great places for your operating account (day-to-day expenses equal to 1-3 months of living expenses), and your emergency account

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I’m sure many have heard the expression, “The squeaky wheel gets the oil”.  The same can be said for investment talk.  The worst information is often the loudest. Talking heads reporting about this stock or another, the losses and gains of the market, and ups and downs of the economy has turned up the volume to a degree where the noise has become a complete and harmful distraction.  Much of it is misdirected and those

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Wall Street may soon be refurbished as the SEC continues to push for brokers adhering to a universal fiduciary standard. This is due largely in part to a recent study by the SEC on Investment Advisers and Broker-Dealers that was required by the Dodd-Frank Wall St. Reform and Consumer Protection Act. That means that brokers would have to put the interests of the client first. Right now only investment advisers have to hold fast to

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